Overview Please read this statement to understand how "htcnm.com" will treat the information you give to us. Our privacy procedures include the following:

htcnm.com's privacy practices and procedures are disclosed in this document.

Htcnm.com will not sell or rent your personally identifiable information to third parties for marketing purposes without providing you with a choice to opt out from such disclosure.

You may opt out at any time from receiving e-mail messages from us or from having information shared with third parties, including selected sponsors or business partners.

Since this policy may change over time as we modify or expand our service, we suggest that you check back from time to time in order to understand how we treat your information. Your use of the htcnm.com website constitutes your agreement to the terms of this privacy policy. If we decide to materially change our privacy policy, we will prominently post those changes on this page prior to the change and provide you an opportunity to opt-out, so that you are always aware of what personal information we collect, how we use it and under what circumstances we disclose it. Your continued use of our website constitutes your agreement to any such changes. 

The amount of Personally Identifiable Information that you choose to disclose to us is completely up to you. In our effort to provide services to you, we may at times ask you to submit information such as your name or email address or to share other specific information about your business. Such information may include:

• Credit card information to process your request for products (membership dues), programs, or services.
• Information you provide when registering to receive goods or services from one or more of our partners.
• Information you provide when filling out a user survey.

Information you provide if you contact customer service.

• Data related to the areas of htcnm.com you visit and how often you visit those areas.

You never have to answer any questions, and you can decline this exchange of information at any time. However, if you should choose to withhold requested information, we may not be able to provide you with some of the services dependent upon the collection of this information. 

When you surf the Internet, your Internet browser (such as Netscape Navigator(r) or Microsoft Internet Explorer) automatically transmits some information to htcnm.com every time you access content on our site. Examples of such information include the URL of the Web page you were just on (known as the "Refer"), the IP (or Internet Protocol) address of the computer you are using, or the browser version you are using to access our site. All of this information may be collected by htcnm.com and used to help improve our offerings to you. 

We may use third-party advertising cookies to serve some of the ads that appear when you visit our Web site. These companies may use information (not including your name, address, e-mail address or telephone number) about your visits to this and other Web sites to provide advertisements about goods or services that may be of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, we encourage you to contact those companies directly or the Network Advertising Initiative at www.networkadvertising.org for further information on the policies of major third party ad servers and how to opt-out. 

Children Under the Age of 13 As a matter of policy, htcnm.com does not knowingly collect Personal information from anyone under the age of 13 or allow such persons to register. 

How the information is used we use the personal information you supply us, including your registration data, to enhance our services and fulfill your requests for products or services 

Htcnm.com may be required by law enforcement or judicial authorities to provide Personally Identifiable Information to appropriate governmental authorities. If requested by law enforcement or judicial authorities, we will provide this information upon receipt of the appropriate documentation. Htcnm.com may also provide information to law enforcement to protect its property and the health and safety of individual as permitted by statute. 

With whom the information may be shared In general, htcnm.com does not disclose your personally identifiable information to any third party without first providing you with an opportunity to opt out, except in special situations described below, such as to comply with the law or administer the site. Unless you have opted out, htcnm.com may make your personally identifiable information available to selected companies. You can elect to opt-out at any time by contacting us in writing. 

You can also elect not to use certain services or participate in certain programs if you do not want your information shared with the third parties who are sponsoring or administering such programs. In the event that all or substantially all of htcnm.com's stock and/or assets are transferred or sold to another entity, htcnm.com may transfer personally identifiable information to the acquiring entity. If, as a result of such a business transition, your personally identifiable information will be used in a materially different manner, you will be given choice consistent with our policy regarding notification of changes. 

htcnm.com may disclose your personally identifiable information if we believe in good faith that we are required to do so in order to comply with applicable law, a subpoena, or other legal process. htcnm.com may also disclose personally identifiable information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the public or under confidentiality agreements with certain third parties which assist us in developing, operating and maintaining htcnm.com. 

What happens when you leave htcnm.com to go to other sites htcnm.com does not control the information collection and distribution policies on Internet domains other than those Internet domains that are under the control of htcnm.com itself. When you are on the htcnm.com website, you may be directed to other sites that are beyond our control. 

For example, if might "click" on a link that may take you off the htcnm.com Website site. These other sites may independently collect data, solicit personal information, or send their own cookies to you. Htcnm.com is not responsible for any use of the information including click-stream data, that you may create when using such third party sites. 

What choices are available regarding collection, use, and distribution of personal information You can always choose whether or not to disclose personally identifiable information and that choice will not prevent you from using the htcnm.com Website. Please note, however if you should choose to withhold requested information, we may not be able to provide you with some of the services dependent upon the collection of this information. 

You can choose at any time to opt out of receiving emails from htcnm.com or from having your personally identifiable information shared with selected companies. If you want to opt out, you can do so by editing your preferences with respect to email or the sharing of information. If you elect to "opt out" we will not, as applicable, share your personal information with third parties or send you emails. However, we may continue to use your personal information for internal purposes, to enhance your user experience or as necessary to administer the site or comply with applicable law. 

We reserve the right to send a one-time registration confirmation email, and infrequent Service Alert messages to users to inform them of specific changes that may impact their ability to use a service they have previously signed up for, regardless of email contact opt-in status. An example of a Service Alert message would be notification of the impending closing of an account that is believed to be abandoned. And finally, we also reserve the right to contact you if compelled to do so as part of a legal proceeding or if there has been a violation of our Terms of Service. Htcnm.com is retaining these rights because in limited cases we feel that we may need the right to contact you as a matter of law or regarding matters which will be important to you. These rights do not allow us to contact you to market a new or existing service if you have asked us not to do so, and issuance of these types of communications are rare. 

Children Ages 13-17 We will not share the PII of users who are 13 to 17 years old with any third party - even if that user gave us permission to do so during registration - except in cases where the information is being shared with a nonprofit organization that offers bona fide outreach and support services to children. As reflected in this Privacy Policy, we will provide PII about our users age 13-17 to law enforcement or judicial authorities upon request and receipt of proper documentation. Additionally, if we believe that htcnm.com property or an individual's safety or security is at risk, we will provide this information to proper court or law enforcement agencies. 

What kind of security procedures are in place to protect against the loss, misuse, or alteration of information under the company's control? Htcnm.com uses secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized individuals have access to the information provided by our users. Even your registration account password is encrypted before it is sent to our computers. Any other particularly sensitive information, such as a customer's credit card number collected for a commerce transaction, is also encrypted prior to transmission. 

Htcnm.com takes steps to ensure that your information is treated securely and in accordance with our Terms of Service and this Privacy Policy. Unfortunately, no data transmission over the Internet can be guaranteed secure. As a result, while we strive to protect your personal information, we cannot guarantee the security of any information you transmit to us or from our online products or services, and you use these services at your own risk. We recommend that you do not divulge your password to anyone. Htcnm.com will never ask you for your password in an unsolicited phone call or in an unsolicited email. You the consumer are ultimately responsible for the security of your htcnm.com Member Name and password. 

How you can correct any inaccuracies in the information? Htcnm.com believes strongly in providing you with the ability to access and edit the personal information that you have provided to us. To update the information retained about you, or to deactivate your account, please contact us directly by email or telephone.